Privacy Policy

1. Introduction

Welcome to StockInsight AI Educational Services ("we," "us," or "our"). This Privacy Policy explains how we collect, use, store, protect, and share your personal information when you visit our website and join our educational WhatsApp community. We are committed to protecting your privacy and complying with applicable data protection laws including India's Digital Personal Data Protection Act (DPDP Act) 2023, GDPR, and CCPA where applicable.

2. Information We Collect

2.1 WhatsApp Group Participation

• Phone Number: When you join our WhatsApp group, your phone number is shared with the group as per WhatsApp's functionality
• Profile Information: Your WhatsApp profile name and photo (as set by you) may be visible to other group members
• Participation Data: Messages, interactions, and engagement within the educational community

2.2 Website Analytics

• Google Analytics Cookies: We use Google Analytics to understand website usage patterns
• Device Information: Browser type, operating system, device type, and screen resolution
• Usage Data: Pages visited, time spent, click patterns, and referral sources
• IP Address: For analytics and security purposes (anonymized where possible)

2.3 Voluntary Information

• Learning Preferences: Educational sector interests you select on our website
• Contact Information: If you email us directly

3. How We Use Your Information

We use collected information for the following educational purposes:

• Educational Content Delivery: Sharing market education and learning resources via WhatsApp
• Community Management: Maintaining a safe and educational environment in our WhatsApp group
• Website Improvement: Analyzing website usage to improve user experience
• Communication: Responding to your questions about educational content
• Legal Compliance: Meeting regulatory requirements and ensuring platform safety

4. Data Sharing and Third Parties

4.1 WhatsApp

When you join our WhatsApp group, your phone number and profile information are processed by WhatsApp according to WhatsApp's Privacy Policy. We do not control WhatsApp's data practices.

4.2 Google Analytics

We use Google Analytics to analyze website usage. Google processes this data according to Google's Privacy Policy. You can opt-out using Google's tools.

4.3 No Sale of Personal Data

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

5. Your Rights and Choices

5.1 WhatsApp Group Management

• Leave Group: You can exit the WhatsApp group at any time
• Profile Control: Manage your WhatsApp profile settings independently
• Block/Report: Use WhatsApp's built-in safety features

5.2 Website Data Rights

• Cookie Control: Accept or decline cookies via our banner
• Analytics Opt-out: Use browser settings or Google's opt-out tools
• Access Request: Request information about data we hold about you
• Deletion Request: Request deletion of your personal data

5.3 Age Requirement

You must be 18 years or older to join our educational community as per Indian regulations. We do not knowingly collect data from minors.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal data:

• Secure website hosting with SSL encryption
• Limited access to personal data on a need-to-know basis
• Regular security assessments and updates
• Compliance with industry-standard security practices

7. Data Retention

• Website Analytics: Google Analytics data is retained according to our settings (typically 26 months)
• WhatsApp Data: Managed by WhatsApp according to their policies
• Contact Information: Retained only as long as necessary for educational purposes
• Deletion Requests: Processed within 30 days where technically feasible

8. International Data Transfers

Your data may be processed by:

• WhatsApp (Meta): According to their global privacy practices
• Google Analytics: According to Google's international data transfer policies

These services have their own privacy safeguards and compliance measures in place.

9. Compliance with Data Protection Laws

9.1 India's DPDP Act 2023

We comply with India's Digital Personal Data Protection Act, ensuring lawful processing and protection of Indian residents' data.

9.2 GDPR (EU Residents)

If you're in the EU, you have additional rights under GDPR including data portability and the right to lodge complaints with supervisory authorities.

9.3 CCPA (California Residents)

California residents have the right to know what personal information is collected and request deletion of personal information.

10. Cookies and Tracking Technologies

10.1 Types of Cookies

• Essential Cookies: Required for website functionality
• Analytics Cookies: Google Analytics for usage statistics
• Preference Cookies: Remember your cookie consent choices

10.2 Cookie Management

You can control cookies through:

• Our cookie consent banner on first visit
• Your browser settings
• Google Analytics opt-out tools

11. Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our practices or applicable laws. We will notify users of significant changes by updating the "Last Updated" date and, where appropriate, providing additional notice on our website.

12. Educational Content Disclaimer